The loan with bills of exchange is a personal loan guaranteed by one or more effects (bills of exchange). Loan loan with bills is a credit solution that is no longer used by traditional banks and financial institutions. In fact, there are rare cases where a lender grants a loan for sonale with the guarantee of a promissory note.
Loans were exchanged more frequently without ancillary guarantees
Therefore even a bad payer could have obtained new liquidity thanks to this credit instrument. As mentioned earlier, in recent years this loan has been almost eliminated and replaced mainly by the sale of the fifth. The latter is also a personal loan not known to all, dedicated only to employees and retirees. The assignment of the fifth bases its repayment by crediting the installments directly on the paycheck or on the pension slip. It is also an excellent solution for those who are reported in the database as a bad payer.
Loan with bills: who does it?
Many advertise loan with promissory notes immediately, loan with promissory notes online, but as mentioned above, this financing is almost no longer used by financial institutions. To date, our company does not deal with this loan, but in any case we have the opportunity to help customers also with problems in the databases. Many people believe that the solution of a promissory note is the only alternative to obtain a new personal loan, this is because they are reported in the Crif database as bad payers.
This is not the case with Astro Finance, employee of a private company for about 4 years. Astro Finance is one of our customers in Rome who for weeks had had the need to obtain new financing to meet important personal expenses.
When he turned to our company he was strongly unmotivated. “It will be yet another refusal,” he said to our consultant before instructing the practice. “I work for a SRL with only 20 employees and I have already tried them all”. Astro Finance works for a well-listed company, even if with few employees. He obtained the amount requested through the personal loan with the assignment of the fifth salary, therefore excluding the loan with bills (produced by us not treated).
If at this moment you need a new loan and are interested in a free estimate or simply a feasibility opinion, contact us now by filling out the request form on our site. Within 24 hours you will be contacted.